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New Payday Loan Rules Designed to Stop ‘Debt Trap’

New Payday Loan Rules Designed to Stop ‘Debt Trap’

WASHINGTON (AP) — Each month, more than 200,000 needy U.S. households take out what’s advertised as a brief loan.  Many have run out of money between paychecks. So they obtain a “payday” loan to tide them over. Problem is, such loans can often bury them in fees and debts. Their bank accounts can be closed, [...]
State of Black America Improves but Lags Behind WhitesWASHINGTON (AP) — Despite high-profile concern over issues underscored by the racial unrest in Ferguson, Missouri, African Americans and Hispanics are faring well in certain areas, including better health care and reductions in violent crime, the latest State of Black America report from the National Urban League says. The National Urban League derives its numbers [...]
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Ferguson Shows Why Courts Need to Be AccountableMAPLEWOOD, Mo. — Earlier this month, officials in Ferguson left their positions at dizzying speed in the wake of a scathing U.S. Department of Justice (DOJ) report documenting corrupt court practices. As the city government collapsed like a house of cards, I stood in line at the municipal court in neighboring Maplewood, 15 minutes south [...]
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Low-Income Families Seek Tax Refund Advances, Face FeesWASHINGTON (AP) — Cash-strapped Americans anxious for tax refunds are increasingly turning to payment advances, prepaid cards or other costly services when getting tax preparation help, according to new federal data raising concerns among regulators about whether consumers are fully informed about the fees. Regulators are looking to increase oversight of preparers amid the rise [...]
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Police Body Camera Video Access Limited Under State BillsIOWA CITY, Iowa (AP) — State legislators around the country are pushing to make it much harder for the public to obtain police officer body camera videos, undermining their promise as a tool people can use to hold law enforcement accountable. Lawmakers in at least 15 states have introduced bills to exempt video recordings of [...]
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McDonald’s Has Workplace Hazards, Workers ChargeNEW YORK (AP) — McDonald’s workers in 19 cities have filed complaints over burns from popping grease, a lack of protective equipment and other workplace hazards, according to labor organizers. The complaints are the latest move in an ongoing campaign to win pay of $15 an hour and unionization for fast-food workers by publicly pressuring McDonald’s to [...]
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Leaders Call for Calm in Ferguson After Police Officers ShotFERGUSON, Mo. (AP) With measured remarks and a conciliatory tone, police, political leaders and civil-rights activists on Thursday sought to tamp down tensions after two police officers were shot in front of the Ferguson Police Department during a protest. The officers were quickly released from the hospital, but St. Louis County Police Chief Jon Belmar said [...]
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Ferguson Police Chief Thomas Jackson Leaves Dept.FERGUSON, Mo. (AP) — The police chief in the St. Louis suburb of Ferguson resigned Wednesday in the wake of a scathing Justice Department report prompted by the fatal shooting of an unarmed Black 18-year-old by a White police officer. The city said in a statement that it reached a mutual separation agreement with Chief [...]
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Ferguson Officials Leave After U.S. Report About Police BiasFERGUSON, Mo. (AP) — Five people in Ferguson have been fired or resigned under pressure in the week since the release of a Justice Department report alleging racial bias in the city police department and a profit-driven court system. The latest to go was City Manager John Shaw, whose eight-year tenure in the St. Louis County [...]
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College Students Need Loan Protection, Obama ProclaimsATLANTA (AP) — Issuing a clarion call to Americans saddled by student debt, President Barack Obama urged student borrowers Tuesday to stand up for their rights, and announced a medley of modest steps to bring some order to a notoriously chaotic system. Obama unveiled his “student aid bill of rights” before a gymnasium packed with [...]
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