TUESDAY | AUGUST 4, 2015

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Payday Lending? Actually, It’s a Trap Hurting People“Quick Cash for a New Year.” “Easy, instant holiday loan$.” Some neighborhoods got lights and wreaths over the holidays. My neighborhood was decorated with signs like these, in payday lending storefronts, promising a way out for the needy and the desperate. Now the holidays are over, and some people are discovering that those signs probably [...]
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‘Put Families First,’ Arkansas Residents Tell Lawmakers  The list of community concerns for Arkansas residents was very real on Tuesday: Better pre-K support, improving child welfare initiatives, stronger after-school programs, fewer prisons and tax relief for low-income individuals. In other words: Policies and programs to end poverty and build “safer, smarter and economically-viable communities.” Hundreds of residents arrived at the state [...]
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Chicago Youth to Question Candidates at Mayoral Forum  Young people in Chicago will have an opportunity on Wednesday to pose direct questions to and raise policy issues about education, racial inequity and criminal justice reform with the city’s mayoral candidates during a special town hall meeting.  The city’s mayoral race remains close with some polls showing that no candidate has yet reached [...]
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Albuquerque Uses Zoning to Thin a Glut of Payday Lenders  Albuquerque, New Mexico has just over half a million people and 116 payday lending storefronts.  A payday loan, which might also be called a “cash advance” or “check loan,” is a short-term, high-interest rate loan that is typically due on the borrower’s next payday. Last month, the Albuquerque City Council approved an ordinance that [...]
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Higher Taxes Should Help Working Families, Obama SaysWASHINGTON (AP) — President Barack Obama is sending Congress a $4 trillion budget Monday that seeks to raise taxes on wealthier Americans and corporations and use the extra income to lift the fortunes of families who have felt squeezed during tough economic times. He would also ease tight budget constraints imposed on the military and [...]
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Payday Loans Criticized at Grassroots Rallies in U.S.  Grassroots activists calling for stronger government limits on the payday loan industry took their message on Tuesday directly to the source: They protested in front of payday loan businesses at events in at least 10 states. Their “ask” was straightforward: The federal government needs to protect consumers from an industry in which critics say [...]
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Alabama’s Poor are Forking Over Bigger Share in Taxes  In Alabama, people earning the least amount of money – or less than $17,000 per year – are paying twice the rate in taxes compared to wealthier residents, a state public policy organization reports.  One result, according to Arise Citizens’ Policy Project (ACPP): Low-income families are slipping into greater poverty at a time when [...]
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The Full Text: Pres. Obama’s State of the Union AddressText of President Barack Obama’s State of the Union address Tuesday night, as prepared for delivery and provided by the White House: ___ Mr. Speaker, Mr. Vice President, members of Congress, my fellow Americans: We are 15 years into this new century. Fifteen years that dawned with terror touching our shores; that unfolded with a [...]
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U.S. Prepares to Limit Payday Loans (en Español)They’re marketed as a simple way to tide a borrower over to the next paycheck, but payday loans can have devastating effects. Millions of Americans get caught in what consumer rights advocates – and the U.S. Department of Defense – call the “payday loan debt trap,” which is when lenders make loans borrowers cannot afford [...]
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Raise Your Voice About the State of the Union in 2015  The country still has 45 million people living in poverty – and the numbers are actually higher depending on how you count. This year, partisan gridlock remains very likely in Congress. Yet, working families, poor people and hundreds of millions of others in the country want better lives, stronger cities and policies that will [...]
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